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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase3,4202,5040$1,816,100,000$725,280
2025ConventionalImprovement2,1489760$97,740,000$100,143
2025ConventionalOther2,5518030$110,545,000$137,665
2025ConventionalRefinance1,2747480$220,820,000$295,214
2025ConventionalCash-out refinance5682660$89,600,000$336,842
2025FHAPurchase7085040$133,490,000$264,861
2025FHAOther1040$460,000$115,000
2025FHARefinance43120$4,570,000$380,833
2025FHACash-out refinance55170$2,945,000$173,235
2025VAPurchase1671270$45,735,000$360,118
2025VARefinance1150$2,075,000$415,000
2025VACash-out refinance21100$2,820,000$282,000
2025USDAPurchase27190$3,195,000$168,158

Definitions and limitations