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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase2,3931,6798$780,345,000$464,768
2025ConventionalImprovement2,1991,1850$211,435,000$178,426
2025ConventionalOther1,3836650$151,565,000$227,917
2025ConventionalRefinance1,6198911$370,075,000$415,348
2025ConventionalCash-out refinance3322032$75,405,000$371,453
2025FHAPurchase19611734$42,345,000$361,923
2025FHARefinance412$355,000$355,000
2025FHACash-out refinance1983$2,230,000$278,750
2025VAPurchase905920$25,615,000$434,153
2025VARefinance862$2,580,000$430,000
2025VACash-out refinance39235$8,655,000$376,304
2025USDAPurchase1168$1,530,000$255,000

Definitions and limitations