Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase9,6217,43823$2,850,920,000$383,291
2025ConventionalImprovement8954450$73,055,000$164,169
2025ConventionalOther6662920$59,540,000$203,904
2025ConventionalRefinance1,5691,0472$517,005,000$493,797
2025ConventionalCash-out refinance1,2146600$235,550,000$356,894
2025FHAPurchase2,4821,8972$578,025,000$304,705
2025FHARefinance102410$17,465,000$425,976
2025FHACash-out refinance137580$14,600,000$251,724
2025VAPurchase1,3311,0660$467,740,000$438,780
2025VARefinance1441030$59,505,000$577,718
2025VACash-out refinance104700$30,900,000$441,429
2025USDAPurchase93670$15,535,000$231,866
2025USDARefinance100Not availableNot available

Definitions and limitations