Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase17,46012,00018,988$7,528,900,000$627,408
2025ConventionalImprovement19,1607,3512$1,195,555,000$162,638
2025ConventionalOther23,8028,9237$1,253,415,000$140,470
2025ConventionalNot applicable0032Not availableNot available
2025ConventionalRefinance17,2659,6333,056$3,219,455,000$334,211
2025ConventionalCash-out refinance3,3341,8601,845$440,440,000$236,796
2025FHAPurchase9565162,070$143,570,000$278,236
2025FHAImprovement1360$810,000$135,000
2025FHAOther90253$4,295,000$171,800
2025FHANot applicable00614Not availableNot available
2025FHARefinance901861$5,070,000$281,667
2025FHACash-out refinance418135325$31,195,000$231,074
2025VAPurchase5023271,113$138,115,000$422,370
2025VAImprovement100Not availableNot available
2025VAOther2070$2,125,000$303,571
2025VANot applicable00163Not availableNot available
2025VARefinance774645$17,750,000$385,870
2025VACash-out refinance191110146$29,600,000$269,091
2025USDAPurchase1135739$11,885,000$208,509
2025USDANot applicable0038Not availableNot available

Definitions and limitations