Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase6,9724,942758$2,597,150,000$525,526
2025ConventionalImprovement5,0383,2898$575,215,000$174,891
2025ConventionalOther3,9422,46329$538,315,000$218,561
2025ConventionalRefinance4,7032,987118$1,075,635,000$360,105
2025ConventionalCash-out refinance626318168$106,320,000$334,340
2025FHAPurchase45929113$103,005,000$353,969
2025FHAImprovement100Not availableNot available
2025FHAOther402Not availableNot available
2025FHARefinance2651$1,675,000$335,000
2025FHACash-out refinance37127$3,440,000$286,667
2025VAPurchase70480$17,280,000$360,000
2025VARefinance430$1,095,000$365,000
2025VACash-out refinance21123$3,910,000$325,833
2025USDAPurchase22110$2,585,000$235,000

Definitions and limitations