Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,1418760$288,540,000$329,384
2025ConventionalImprovement1,2107910$85,075,000$107,554
2025ConventionalOther4382580$30,690,000$118,953
2025ConventionalRefinance9066450$170,435,000$264,240
2025ConventionalCash-out refinance2141380$34,130,000$247,319
2025FHAPurchase97650$12,155,000$187,000
2025FHARefinance410$155,000$155,000
2025FHACash-out refinance2350$595,000$119,000
2025VAPurchase22160$4,390,000$274,375
2025VACash-out refinance110$175,000$175,000
2025USDAPurchase320$350,000$175,000

Definitions and limitations