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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase13,6818,5523,368$3,518,040,000$411,370
2025ConventionalImprovement22,58510,5176$1,090,615,000$103,700
2025ConventionalOther15,7896,70088$807,140,000$120,469
2025ConventionalNot applicable0032Not availableNot available
2025ConventionalRefinance17,89311,009381$1,927,515,000$175,085
2025ConventionalCash-out refinance2,7851,386342$328,350,000$236,905
2025FHAPurchase1,053594905$134,520,000$226,465
2025FHAImprovement700Not availableNot available
2025FHAOther84198$2,545,000$133,947
2025FHANot applicable00113Not availableNot available
2025FHARefinance1947263$16,380,000$227,500
2025FHACash-out refinance725289118$54,335,000$188,010
2025VAPurchase2832041,678$65,690,000$322,010
2025VAOther502Not availableNot available
2025VANot applicable0029Not availableNot available
2025VARefinance1156117$19,505,000$319,754
2025VACash-out refinance15489172$19,705,000$221,404
2025USDAPurchase72414$8,295,000$202,317
2025USDANot applicable003Not availableNot available
2025USDARefinance110$185,000$185,000

Definitions and limitations