Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,4971,2212$360,895,000$295,573
2025ConventionalImprovement2,2191,2330$106,375,000$86,273
2025ConventionalOther1,5077630$57,585,000$75,472
2025ConventionalRefinance1,9591,1880$184,600,000$155,387
2025ConventionalCash-out refinance64400$8,130,000$203,250
2025FHAPurchase1971380$24,200,000$175,362
2025FHAOther200Not availableNot available
2025FHARefinance1040$790,000$197,500
2025FHACash-out refinance1040$680,000$170,000
2025VAPurchase36290$7,335,000$252,931
2025VARefinance220$1,280,000$640,000
2025VACash-out refinance420$750,000$375,000
2025USDAPurchase54390$5,415,000$138,846

Definitions and limitations