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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase2,0651,22824$785,100,000$639,332
2025ConventionalImprovement2,4251,2960$201,940,000$155,818
2025ConventionalOther6213190$56,445,000$176,944
2025ConventionalRefinance3751820$113,220,000$622,088
2025ConventionalCash-out refinance5331950$59,725,000$306,282
2025FHAPurchase1541030$41,405,000$401,990
2025FHARefinance2230$1,085,000$361,667
2025FHACash-out refinance50190$5,705,000$300,263
2025VAPurchase39290$14,775,000$509,483
2025VAImprovement220$780,000$390,000
2025VARefinance610$375,000$375,000
2025VACash-out refinance1470$2,385,000$340,714
2025USDAPurchase970$1,705,000$243,571

Definitions and limitations